AIIC

Empowering Growth Through Trusted Insurance Solutions

The Agriculture Insurance Company of India (AIIC) is a government-backed insurer dedicated to protecting India's farmers from agricultural and weather-related risks. Since its establishment, AIIC has played a vital role in implementing crop insurance schemes such as the Pradhan Mantri Fasal Bima Yojana (PMFBY) and the Weather-Based Crop Insurance Scheme (WBCIS), safeguarding the livelihood of millions across the country.

Key Benefits

  • Financial Security: Minimize crop losses with comprehensive coverage.
  • Government-Subsidized Premiums: Affordable insurance through schemes like PMFBY.
  • Wide Coverage: Covers risks from sowing to post-harvest stages.
  • Technology-Driven: Satellite and mobile-based claim assessment.
  • Nationwide Presence: Available in most rural and agricultural zones across India.

Why Choose AIIC?

  • Specialized Expertise in agricultural risk.
  • Trusted by Millions of farmers and state governments.
  • Quick Claims Settlement with transparency.
  • Dedicated Support Team to assist farmers and stakeholders.
  • Partnerships with Banks, Cooperatives, and Government Agencies for easy access.

Popular Plans

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Comprehensive crop insurance scheme protecting against yield loss due to natural calamities.

Weather-Based Crop Insurance Scheme (WBCIS)

Covers crop losses due to adverse weather events like rainfall, temperature, and humidity.

Coconut Palm Insurance Scheme (CPIS)

Provides financial protection for coconut growers against natural disasters and pests.

Farm Income Insurance Scheme (FIIS)

Secures farmers’ income by insuring both yield and market price fluctuations.

Bangla Shasya Bima (BSB)

A West Bengal-specific scheme covering multiple stages of crop risk.

Specialty Crop & Regional Plans

Tailored insurance for crops like potato, rubber, coffee, and biofuel across regions.

Livestock, Aquaculture & Sericulture Insurance (Upcoming)

Expanding into allied sectors with upcoming insurance products for animals and fisheries.

Customer Services & Support

  • 24x7 Assistance Round-the-clock customer support through toll-free helpline and email.
  • Online Self-Service Portal Easily pay premiums, track policy status, and access e-statements online.
  • Quick & Transparent Claims Simplified and timely claim settlement with complete transparency.
  • Nationwide Bank Network Access insurance services at partnered bank branches across India.
  • Mobile & Digital Access Use mobile-friendly tools and digital platforms for instant self-service.

Overview

India’s foremost provider of agricultural insurance, AIIC stands at the intersection of innovation, trust, and rural empowerment — delivering affordable, government-backed risk protection to millions of farmers nationwide.

Frequently Asked Questions (FAQs)

Q1. Who is eligible to apply for AIIC insurance schemes?
All farmers cultivating notified crops in eligible areas can apply. At Risify Insurance, we help you check your eligibility instantly and guide you to the right crop insurance plan.
Q2. How can I apply for crop insurance with AIIC?
With Risify Insurance, you can compare schemes, complete your enrollment online, and get full assistance without visiting multiple places.
Q3. What documents are required to buy crop insurance?
You usually need proof of land ownership/lease, Aadhaar card, and bank account details. Don’t worry—Risify Insurance’s experts help you upload and verify documents quickly so your application never gets delayed.
Q4. How are claims processed and settled?
AIIC settles claims after crop loss assessment using field surveys, weather data, or satellite images. Risify Insurance tracks your claim status, follows up with the insurer, and ensures faster settlement updates directly to you.
Q5. Are AIIC insurance premiums subsidized?
Yes. Farmers pay only a small portion of the premium while the rest is subsidized by the government. Risify Insurance helps you calculate your exact premium instantly so you know your real cost upfront.
Q6. Can I check my policy status online?
With Risify Insurance, you can manage all your policies (AIIC and other insurers) in one dashboard, track renewals, and get claim alerts.
Q7. What crops are covered under AIIC crop insurance?
Cereals, pulses, oilseeds, horticultural crops, and commercial crops are covered. Risify Insurance helps you find the exact crop coverage available in your state and season.
Q8. How can I get help with policy or claims?
You can contact AIIC directly via 1800-116-515 or email [email protected]. With Risify Insurance, you get 24x7 dedicated support, claim assistance, reminders, and free expert guidance.